Top One Futures
CEO
Matt Morris
Country
US
Date Created
Apr, 2025
Years in Operation
1
Restricted Countries
Afghanistan
Belarus
Cuba
Iran
North Korea
Russia
Sudan
Syria
Venezuela
Platforms:
Tradovate
Payment Methods:
Payout Methods
What Is Top One Futures?
Top One Futures (TOF) is a Cheyenne, Wyoming-based futures proprietary trading firm founded in April 2025 by CEO Matt Morris. Despite launching less than two years ago, it has grown rapidly — over 21,000 customers across 122 countries, $23M+ in verified payouts, 184,000+ accounts opened, and a 4.8/5 Trustpilot rating from 3,300+ reviews. The firm offers five distinct account programs spanning both evaluation and instant-funding paths. All accounts run a 90% profit split, process payouts through Rise (Riseworks) in under 24 hours, and support three platforms: Tradovate, NinjaTrader Prop, and TradingView.
What sets Top One Futures apart in 2026 is its breadth of entry options — from the cheapest evaluation in the industry (Elite from $39) to fully instant-funded accounts that skip evaluation entirely (Ignite, Instant Sim Funded). No other futures prop firm currently offers as many distinct funded paths with a universal 90% split across all of them. For manual traders who want on-demand payouts, fast processing, and a transparent rule set, TOF is one of the most compelling options in the space.
Evaluation Rules
Three of the five TOF accounts require passing an evaluation (Elite, Elite Access, S2F Sim PRO). Two skip it entirely (Ignite, Instant Sim Funded). Evaluation accounts use a tiered profit target: 6% on $25K–$50K accounts, 5% on $75K–$100K, and 4% on $150K. There is no time limit on any evaluation — traders are not racing a calendar. The consistency rule and drawdown type differ by account and are the most important decision factor when choosing a program.
The consistency rule at Top One Futures is not a fixed number — it ranges from15% on Igniteto40% on Elite Access. The rule applies at payout time, not at the end of each day: your single biggest profit day cannot exceed X% of your total profit when you submit a withdrawal request. On Ignite's 15% rule, a single $1,000 winning day means your total profit must be at least $6,667 before that day no longer blocks a payout. Traders who catch one large move and expect to cash out immediately will be blocked by the math. Understand your account's consistency percentage — and model your profit distribution — before you size into any position.
Account Sizes & Pricing
All five TOF account types are available in five sizes: $25K, $50K, $75K, $100K, and $150K. Every account carries a universal 90% profit split with no activation fee on instant-funded programs. Elite and Elite Access require a one-time $149 activation fee after passing. TOF regularly offers 40–50% discount codes, making the evaluation-based entry among the cheapest in the futures prop space. The tiered payout target structure (6%/5%/4%) means the first payout is the hardest; subsequent cycles get progressively easier.
Eliteis the cheapest evaluation entry.Elite Accessremoves the daily loss limit during the challenge at the cost of a stricter funded consistency rule.Instant Sim FundedandIgniteskip evaluation entirely — you are funded from the moment of purchase.S2F Sim PROis the most structured program, using intraday drawdown and a 10-day minimum for traders comfortable with tighter risk parameters.
| Account | Type | Sizes | Profit Target | Drawdown | Consistency | Entry Fee (from) |
|---|---|---|---|---|---|---|
| Elite | Evaluation | $25K–$150K | 6% / 5% / 4% tiered | EOD Trailing | 25% (funded) | ~$39/mo + $149 activation |
| Elite Access | Evaluation | $25K–$150K | 6% / 5% / 4% tiered | EOD Trailing | 40% (funded) · No DLL on challenge | ~$139/mo + $149 activation |
| Instant Sim Funded | Instant Funded | $25K–$150K | Tiered per payout cycle | EOD Trailing (fixed buffer) | 20% (funded) | ~$210 one-time |
| Ignite | Instant Funded | $25K–$150K | 5% profit buffer to unlock | Trailing Fixed Buffer | 15% (strictest in lineup) | ~$218 one-time |
| S2F Sim PRO | Evaluation | $25K–$150K | 6% / 5% / 4% tiered | Intraday Trailing | 20% (funded) · 10-day min | ~$257 one-time |
Funded Account & Payouts
Once funded, all TOF accounts operate on a tiered payout target: 6% for the first payout, 5% for the second, 4% from the third payout onward — progressively reducing the target with each cycle. The minimum withdrawal is $500. Payouts are processed via Rise (Riseworks) in under 24 hours on average. After $10,000 in cumulative sim-funded payouts, TOF's Path to Live begins — the profit split shifts from 90/10 to 80/20 on the live account, with a $5,000 reserve held to buffer live account drawdowns.
1st payout:6%of starting balance · 2nd payout:5% · 3rd payout and beyond:4%. Targets reset with each successful withdrawal. The consistency rule applies at payout time on all accounts.
Platforms & Instruments
Top One Futures supports three primary platforms. Tradovate is the default browser-based option requiring no installation, with an integrated trade copier built in for traders running multiple accounts. NinjaTrader Prop connects via Rithmic or CQG data feeds. TradingView is supported as a native execution platform — a meaningful differentiator versus other futures prop firms that list TradingView for charting only. Optional Rithmic direct access is also available for traders who prefer its raw data feed. Automated trading is permitted within specified limits. Hedging (holding opposing positions simultaneously on the same instrument) is not permitted.
Pros & Cons
- ✓90% profit split on all five account types — the highest uniform split in the futures prop space
- ✓Instant-funded options (Ignite, Instant Sim Funded) — no evaluation required, funded from day one
- ✓Elite evaluation from ~$39/month — cheapest futures evaluation available anywhere
- ✓Payouts processed under 24 hours — one of the fastest payout turnarounds in the industry
- ✓No time limit on any evaluation — trade at your own pace with no expiry pressure
- ✓Overnight and weekend holding permitted on all accounts
- ✓TradingView native execution supported — rare among futures prop firms
- ✓Built-in trade copier on Tradovate for multi-account management
- ✓Tiered payout targets decrease with each cycle — gets easier after the first withdrawal
- ✓$23M+ in verified payouts and 4.8/5 Trustpilot — strong early track record for a firm less than 2 years old
- ✗Consistency rule varies from 15% to 40% across plans — the strictest (Ignite 15%) blocks traders who rely on large single-day moves
- ✗Five overlapping account types create genuine complexity — five different drawdown types, consistency %s, and DLL rules require careful study
- ✗$149 activation fee on Elite and Elite Access after passing — an additional cost on top of subscription fees
- ✗Maximum of 3 simultaneous accounts — limits scaling potential for multi-account traders
- ✗Founded April 2025 — shorter operating history than Apex, Topstep, or Earn2Trade; track record still developing
- ✗Path to Live reduces the split from 90/10 to 80/20 after $10K in sim-funded payouts
MarketGrid Verdict
Top One Futures has achieved in under two years what most prop firms take a decade to build — a verified payout track record, a 4.8/5 Trustpilot rating, and a product lineup that gives traders more entry options than any other futures firm in the space. The universal 90% split, sub-24-hour payouts, TradingView native support, overnight holding, and the cheapest evaluation entry in the industry make TOF an easy firm to recommend for manual futures traders at almost any experience level.
The catch is complexity. Five programs with meaningfully different consistency rules, drawdown types, and DLL structures require real homework before signing up. The consistency rule in particular — which locks out payouts when a single large day dominates your P&L — catches traders off guard more than any other rule at TOF. Study the account you choose before the first trade. Get that right and Top One Futures is among the very best funded futures firms available in 2026.
5
0
4
0
3
0
2
0
1
0
0.0
User Friendliness:
Payout Process:
Customer Care:
Trading Conditions:
Reviews (0)
No reviews yet....
